Government Loans
There are federal and state programs available to help you with resources to get government money for buying a home, rent and mortgage assistance, and home repair and improvement.
These links will get you started:
- Basic FHA Insured Home Mortgage - This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of FHA-insurance programs
- Combination Mortgage Insurance for Manufactured Home and Lots - Federal Housing Administration (FHA) insures mortgage loans made by FHA-approved lenders to buyers of manufactured homes and the lots on which to place them.
- Direct Home Loans for Native Americans - The Native American Direct Loan (NADL) program makes home loans available to eligible Native American Veterans who wish to purchase, construct, or improve a home on Federal Trust land or to reduce the interest rate. Veterans who are not Native American, but who are married to a Native American non-Veteran, may be eligible for a direct loan under this program.
- Energy Efficient Mortgage Insurance - This program helps homebuyers or homeowners save money on utility bills by helping them get loans to cover the cost of adding energy-saving features to new or existing housing as part of a Federal Housing Administration-insured home purchase or refinancing mortgage.